Refinance Documents Checklist

Below is the list of documents you need to apply for Purchase loan:

Refinance Checklist

Refinance Loan Timeframe.·

- Up to 4 weeks

Refinance Loan Closing costs.

- Closing costs range between 1 and 4 % of loan amount
- No cost option is available.

Documents needed for Refinance Loan.

- W-2 for the previous 2 years
- Paystubs covering 30 days period
- 2 most recent bank statements on all depository accounts
- Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)
- Personal tax returns for the previous 2 years
- Copy of ID such as Driver License or Passport

+ Self Employed Borrowers only:

- Business tax returns for the previous 2 years
- Business Licenses covering a 2 year period
- Year-to-date profit and loss statement (P&L)

+ If Applicable:

- Final divorce decree
- Proof of child support receipt and continuance
- Full bankruptcy filing
- Bankruptcy discharge
- Copy of a Green Card
- Copy of SSN card
- Disability Award Letter
- SSI Award Letters
- Pension Award and Continuance Letters